Basic Protection
MEMBER LIFE INSURANCE
$25,000
DEPENDENT LIFE
Spousal $20,000
Dependent Child $ 10,000
CRITICAL ILLNESS
Member $20,000
Spousal $ 10,000
Dependent Child $ 5,000
TELEMEDICINE
Unlimited confidential health consultations 24/7/365 for members and their dependents, including medical advice, treatment, prescriptions, lab work, specialist referrals, and more
Extended Health Care
HC 70
HC 80
HC 90
DEPENDENT LIFE
NIL
PRESCRIPTION MAXIMUM
$5,000 PER PERSON PER POLICY YEAR
PRESCRIPTION DRUGS
MANDATORY GENERIC - $6 DISPENSING FEE CAP
HOSPITAL
SEMI-PRIVATE
TRAVEL
90 DAYS PER TRIP | $5,000,000 PER INCIDENT MAXIMUM
MEDICAL PRACTITIONERS COMBINED ANNUAL MAX
$300 | PRACTITIONER
$800 | PERSON
$300 | PRACTITIONER
$1,000 | PERSON
$400 | PRACTITIONER
$1,500 | PERSON
VISION CARE
Eye Exams Only
Eye Exams
$200 | 24 months
Eye Exams
$300 | 24 months
covers eyewear, contact lenses and more
MEDICAL SERVICES & SUPPLIES
INCLUDES ITEMS SUCH AS; PRIVATE DUTY NURSING, HEARING AIDS CPAP MACHINES, ORTHOTICS, ETC.
Dental Care
HC 70
HC 80
HC 90
Deductible
NIL
BASIC CARE
70%
80%
90%
MAJOR CARE
N/A
50%
50%
ANNUAL EXAMS
$1,000
$1,500
$2,000
ANNUAL MAX PER PERSON PLUS 8 UNITS OF SCALING | EVERY 12 MONTHS
ANNUAL EXAMS
9 MONTHS